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Land Title Verification Checklist

Before you pay for land in Ghana, score what you actually know about it. Most losses trace back to two or three checks nobody made.

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Results are for guidance. Confirm against the current GRA and SSNIT rules, or ask us, before you file or pay on them.

Do this before any money changes handsEvery check below is cheaper than the dispute it prevents. If you are buying from abroad, treat a low score as a reason to stop, not a list to tidy up after payment.

1The searches

These are the checks that separate a safe purchase from an expensive lesson.

Has an official search been conducted at the Lands Commission on this exact parcel?

An official search result, not a verbal assurance from the seller or an agent.

Does the search confirm the seller is the registered owner, or has clear authority to sell?

Is the land free of any caution, caveat, litigation or encumbrance on record?

2Stool, family and customary interests

Most Ghanaian land is held under customary tenure. This is where the complications live.

Do you know whether this is stool, family, state or private land?

If it is stool or family land, have the right people consented in writing?

The chief or head of family alone is often not sufficient; principal members may need to concur.

Have you asked neighbours and the local community who they believe owns it?

Cheap, fast, and it surfaces disputes no document will show you.

3The plot itself

Has a licensed surveyor confirmed the boundaries on the ground match the site plan?

Have you physically visited the land?

Buying unseen from abroad is how a great many diaspora purchases go wrong.

Is the land free of occupants, farmers or structures you have not accounted for?

Are you clear whether the area is zoned for your intended use?

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